by Finance Circle Group | Oct 22, 2020 | Latest News
Offset accounts and redraw facilities are both common home loan features, but do you know the difference between them? Many home loans these days come with either an offset account, a redraw facility or both. But how do they work, and which purposes might each one be...
by Finance Circle Group | Aug 17, 2020 | Latest News
Property markets across Australia have taken a hit from the Covid-19 crisis – but in some areas, house prices are expected to shoot up because of the pandemic. Though national property prices slid 0.6 per cent in July, some regional areas in Victoria, Western...
by Finance Circle Group | Jul 22, 2020 | Latest News
In days gone by, customers were rewarded for being loyal, however, today this doesn’t seem to be the case. The practise of charging more on mortgages for older loans, compared to discounting for new clients has become such common practice, the Reserve Bank of...
by Finance Circle Group | Jun 13, 2020 | Latest News
When it comes to securing a mortgage, your bank statements are a vital piece of information. They give lenders a snapshot of your spending habits, provide proof of income, and help establish that you’re a responsible borrower. So chances are you’ll need your bank...
by Finance Circle Group | Jun 12, 2020 | Latest News
In addition to rock bottom interest rates, there are several schemes that first home buyers could use to their advantage. Here’s the list of federal and state government incentives every first home buyer should be well versed with. First Home Loan Deposit...
