by Finance Circle Group | Oct 22, 2020 | Latest News
Offset accounts and redraw facilities are both common home loan features, but do you know the difference between them? Many home loans these days come with either an offset account, a redraw facility or both. But how do they work, and which purposes might each one be...
by Finance Circle Group | Aug 17, 2020 | Latest News
Property markets across Australia have taken a hit from the Covid-19 crisis – but in some areas, house prices are expected to shoot up because of the pandemic. Though national property prices slid 0.6 per cent in July, some regional areas in Victoria, Western...
by Finance Circle Group | Jul 29, 2020 | Latest News
The current COVID-19 pandemic has given way to a significant spike in scams, where scammers are taking advantage of consumer fears and using fake emails or text messages to try and obtain personal data. For the latest coronavirus-themed scams, please visit the...
by Finance Circle Group | Jul 22, 2020 | Latest News
With official interest rates trending downward, mortgage holders may take the opportunity to call their lender to ask for a better deal. But when even a small interest rate reduction means potential savings of thousands of dollars, is a simple phone call really enough...
by Finance Circle Group | Jul 22, 2020 | Latest News
In days gone by, customers were rewarded for being loyal, however, today this doesn’t seem to be the case. The practise of charging more on mortgages for older loans, compared to discounting for new clients has become such common practice, the Reserve Bank of...
by Finance Circle Group | Jun 13, 2020 | Latest News
When it comes to securing a mortgage, your bank statements are a vital piece of information. They give lenders a snapshot of your spending habits, provide proof of income, and help establish that you’re a responsible borrower. So chances are you’ll need your bank...
