#melbournecheaprates Archives · Page 8 of 9

Understanding Lenders Mortgage Insurance

by Finance Circle Group | Feb 19, 2020 | Uncategorised

If you’re looking at buying your first home, chances are you’ve heard the phrase ‘Lenders Mortgage Insurance’ thrown around, or maybe even the acronym ‘LMI’, but how many of us know exactly what this means? If you’re anything like most first-time home buyers, you may...

Owner-occupied vs investment property

by Finance Circle Group | Jan 12, 2020 | Latest News

Most people know there are different types of home loans, with distinct terms and conditions such as variable interest rates. However, the process for obtaining an affordable mortgage also depends on the ultimate goal you have in mind for the purchase. In particular,...

Suburbs to invest in Melbourne 2020, possibly

by Finance Circle Group | Jan 5, 2020 | Latest News

As the second largest property market in the country after Sydney, investors and homeowners are both watching with keen interest what is happening to Melbourne property prices in 2020. After negative results for all of 2018 and the first half of 2019, the market woke...

FAQ – Home Loan and Investment Loans

by Finance Circle Group | Jan 4, 2020 | Uncategorised

Can I have both fixed and variable rates on my home loan? Yes, you can split your home loan to have both variable and fixed interest rate payments. Please call or email our friendly team at Finance Circle Group (info@financecirclegroup.com.au) to discuss your options...

7 Steps For Working Towards Improving Your Credit Score

by Finance Circle Group | Dec 23, 2019 | Latest News

Is your credit rating a little lower than you’d like? Getting rejected for credit card, personal loan, home loan or even a car loan can be disheartening, so here are some tips for improving your credit rating. Finance Circle Group is based in Melbourne and we...

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Google Reviews

Finance Circle Group

5.0

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JJ Cabinet Design Trust

02:54 07 Dec 23

I required finance to enable me purchase investment properties and wanted to use equity from my unencumbered properties.
I have known Justin Njuguna from Finance Circle Group for more than 5 years. He has always been reliable, knowledgeable and willing to help.
He assisted me and I was able to achieve all my goals.
Excellent work.

Solange Riera

06:14 06 Dec 23

So happy that I chose Chamila as my broker. He went above and beyond, answering my questions at anytime, making the process quick and hassle free. Chamila was also able to deliver on everything I was after, better interest rate, minimising debt, etc. I would definitely recommend Chamila and will definitely be using him in again in future financial endeavours. Thanks for your seamless service, professionalism and kindness.

Nono Gumede

04:02 18 Nov 23

I want to express my sincere gratitude to Rajat Kumar (mortgage broker) for his exceptional service in securing my mortgage loan promptly. After a stressful situation where I almost lost my land deposit, Raj stepped in with efficiency and expertise. His swift action and attention to detail made the entire process seamless. I highly recommend Raj for his professionalism and commitment to ensuring his clients' success in crucial moments. Thank you for turning a potential setback into a smooth and timely mortgage approval. Thank you Raj, you are a jam.

Macdonald Tapfumaneyi

21:25 17 Nov 23

Raj is an amazing broker who saved us from losing our dream land and deposit. We had a very difficult situation where six banks had devalued our land and then two declined our mortgage approval. We were running out of time and options, and we were very stressed and frustrated. Raj came to our rescue and worked tirelessly to find us a lender who was willing to approve our loan within that short period. He was very professional, knowledgeable, and responsive throughout the whole process. He kept us updated and informed every step of the way. He also negotiated a very competitive interest rate and terms for us. Raj went above and beyond our expectations and we are so grateful for his service. We highly recommend Raj to anyone who needs a reliable and trustworthy broker. He is the best in the business! Thank you, Raj, for making our dream come true!

Maira Dad

08:22 31 Oct 23

Great experience working with Raj for my first home purchase. He carefully explained the process and was very patient with all my questions and the house hunt. Would highly recommend !

jalpa patel

01:24 14 Oct 23

Thank you Raj for all your efforts towards make our dream successful thank you so much

Gayle Pascual

02:01 03 Oct 23

Dean and Nirosh are very helpful to us. Always available to answer all our questions. Explained to us in details the things we need to know.

Aadityapal Kalkal

12:21 30 Sep 23

I had a fantastic experience with getting my property refinanced with help of Raj. Raj helped me get better interest rates for my home loans. He evaluated multiple options and came up with the best recommendation. Raj kept me informed all the way through the process and helped me make decisions to suit my financial situation. He made sure to work around my availability - ready to take calls from me even at late hours. I am truly impressed with how seamless he made the whole process for me and got the process completed promptly and efficiently. Am definitely coming back to him for any future financing/re-financing needs.

Paladugu Parasuram

00:40 30 Sep 23

Would highly recommend Raj from FCG Brokers, brilliant service!!! Raj has continuously assisted us in getting the best rates for our home loan and loan approval our investment property.
He is absolutely fantastic and makes the whole process stress free.

Adnan Markas

13:02 26 Sep 23

Justin has been extremely helpful throughout our journey on refinancing our properties, helping us with our home loans and commercial properties. He’s very skilled and experienced in what he does and I can honestly say that I trust him a great deal. I can strongly recommend him to anyone in search for a broker.

Josie

13:10 22 Sep 23

Dean was very efficient, supportive and helpful!
Highly recommend Finance circle group if you are seeking fast and efficient services!

Angela Farina

07:03 19 Sep 23

Dean is so helpful and is always so understanding. Thanks for all your help, we love working with you!

Walid Markas

01:40 16 Sep 23

We couldn’t thank Justin, enough for everything he has done for us and our properties. Justin is great at his job and has the ability to answer all our questions. Thank you Justin for your amazing services

Suman Prasad

10:20 07 Sep 23

We had an awesome experience with Dean during our refinance process. Dean is professional and thorough. I have dealt with Dean for the past 5 years and every time the experience has been exceptional. Thanks Dean!

Elmsavers Australia

01:33 22 Aug 23

Chamila was very professional and went above and beyond what was asked for. He always kept us informed on the current and evolving situation. We found him an effective problem solver, which we had. I would recommend him to anyone.
Steve & Maria Parton

Arriane Del Socorro

15:18 15 Aug 23

It was truly great having Dean to help us with our refinancing. He is very knowledgeable and knew well about what's the best option for us. We did not even had a single problem during the process. He is very patient answering all my questions and so flexible with all my requests. Highly recommended. Great job Dean!

Deanna Fruscalzo

06:32 09 Aug 23

Dean was super helpful and made sure I got the best mortgage rate once my fixed rate had ended. Highly recommend.

Craft Built Homes

22:32 20 Jul 23

We have sought support from Nirosh Weerasinghe at Finance Circle Group over the last 5 years. It has been an absolute pleasure to deal with the team at Finance Circle Group. Always available to us with a simple phone call or a message. Highly recommend

Alison Hoffmann

06:55 18 Jul 23

Dean helped me get into my first home three years ago, and most recently helped me to refinance that property as an investment - things that I never thought I was in a position to achieve before I met Dean! He and his team made the process incredibly simple and stress-free, discussing strategies and options with me before proceeding with the best home loan product for my circumstances. Highly recommended. Thanks Dean & co.!

Krystele R

23:23 17 Jul 23

We’re a returning customer and still very happy with Dean’s services. He helped us with our first home loan 2 years ago and then again for our refinance. He made the process very smooth and easy. 100% would recommend.

Pooja Kalia

10:03 26 May 23

Thank you so much Rajat for arranging the best refinance deal for us. You are such a great advisor. You always answer all of my questions with an open heart. I always feel that I am ahead because you always tell me the next steps I need to take and how to prepare for them. Thank you so much for your unconditional support and guidance. 🙏 I would also like to mention that, such a short time period was taken by you to make the things practically true, shows your great passion, genuine interest, your intellectual, knowledge and experience in this field which is incredible.

Elysha

08:01 08 Nov 22

Excellent service and assistance with refinancing our home loan.
Broker, Raj was very professional and thorough in getting the best deal for us.
Would highly recommend The Finance Circle Group to family and friends.

Erica Ryan

00:51 02 Nov 22

Nirosh & his team have been awesome to work with! As this was our first experience buying land we felt super supported! The Finance Circle group are easy to work with, friendly & genuine! Thanks for making the hard stuff easy to understand! Highly recommended Nirosh & Chamila :)

Peter Georgiou

02:19 06 Sep 22

Nirosh and his team are an absolute pleasure to deal with. Took the time to understand my situation, and come up with a couple of different options and lending institutions to best suit my circumstances. They are very efficient, (in fact too efficient for me 😜), excellent communication, and always got back to me quickly. Nothing was too much trouble. From the beginning to settlement, it didn’t miss a beat. A very professional service. The smoothest and easiest settlement I have ever been involved with. Thank you Nirosh.

Libby Popovic

08:01 03 Jul 22

I would highly recommended and use again Chamila from Finance Circle Group
He was so easy to deal with and made our new finance acquirement and refinance experience a breeze. He is extremely knowledgeable as a brocker in his field and always had great advice to give as a customer that works to your benefit. Very prompt and always executed his word. He would always make sure that you had an understanding/grasp of the information before the conversation ended. A fantastic guy with exceptional customer service that has become rare these days. Go Chamila keep up your great work ! A+

Kasia van Leest

11:25 25 Apr 22

What a wonderful human and a wonderful experience. Hard to put into words how much financial, mental and emotional support Nirosh offered us during the mortgage process. Buying at Christmas time meant extra work as we aimed to overcome the slow bank holiday period. Nirosh knew the banks and rates and was very friendly in discussing our possibilities as well as helping us identify our boundaries and ensuring we purchased within them. Nirosh was regularly available -super fast in communication actually - and his support also came in the form of recommendations and anecdotes from his own experiences. If you’re new to buying or making these massive decisions than Nirosh is definitely your guy - ready to “hold your hand” all the way through, explain what needs explaining but also encourage you to only do what you’re comfortable with doing.

George Edward K

14:19 28 May 20

I have dealt with few Mortgage brokers last 10 years. Was always a win lose relationship. Their first priority was to maximise their commission not that I get the best rates. Some even couldn't do proper calculations and wasted weeks of my time and came back at the last minute claiming that I have misunderstood the numbers. Nirosh and his team were a totally different experience. Nirosh puts his customer's interest first. His attention to details and makes the complex simple attitude is amazing. He will explain things step by step and in a simple way. His working hours are legendary and he responds to all questions in a short time frame too. It's very rare when you find someone taking good care of your financial situation as a friend, not as a customer. I am very impressed and I highly recommend Nirosh and his team.

Carol Constantine

06:54 15 Apr 20

Nirosh has provided exceptional service for my recent mortgage applications. Nirosh is professional, demonstrates detailed knowledge of the banking sector, is honest, reliable and efficient. My complex matters were managed very efficiently and timely thanks to Nirosh. I highly recommend Nirosh who is also skilled in complex matters as a result of property settlements to name a few. To top it off Nirosh is a really nice person and always gave time to allow me talk things through, which is so appreciated when things appear complex.

Shaun Bakic

07:40 09 Apr 20

Very professional, efficient and highly knowledgable. Absolutely recommended.

Cat Garcia

12:29 14 Feb 20

Very professional to deal with, friendly and attentive customer service. Efficient & knowledgeable. We were so pleased with the overall manner in which we were looked after and how all was taken care of in such a timely manner. Highly recommend!

Louise Paramor

22:59 12 Jan 20

I highly recommend Finance Circle Group, the director Nirosh Weerasinghe was terrific to work with. He secured my business partner and I a much better loan arrangement, we will literally be saving thousands of dollars every year! He was also very attentive, responding immediately to any queries, he really put his clients first! THANK YOU NIROSH!

John Luca

09:14 10 Jan 20

Highly recommend charmila absolutely overwhelmed with the experience I had with him. Went over and beyond to get the job done while keeping me updated every step of the way. Many many thanks to him

Sharp Shooter

00:42 07 Jan 20

Absolutely FANTASTIC service from start to finish. Chamila assessed our finance needs and gave us some great options in the quest to purchase our first home, our second home, and now multiple investment properties.
He has really helped us to build our financial portfolio which continues to grow. He has been there since day one, when we were looking at our first home and expecting our first child at the same time; he took the finance stress away. Now, many years later, he still cares; and continues to go above and beyond to support our finance needs.
I wouldn’t waste my time going anywhere else.
I can confidently and honestly say “If you are looking for a business that not only offers an amazing service but also takes a real interest in their clients and their future, Finance Circle Group is the business for you”. Chamila, thank you for caring so much.

Mez Mezza

11:56 06 Jan 20

I highly recommend Nirosh
He is so professional and overall a really great person to deal with

Peter Bakic

06:38 01 Jan 20

My wife and i found Nirosh Weerasinghe a friendly and helpful person to deal with and so very grateful of the time and effort he has shown. I would not hesitate to recommend his services to all.

Peter Huynh

10:06 31 Dec 19

I highly recommend Chamila Suraweera. He helped us re-finance our first investment property and assisted us with getting a mortgage for our own home. He has looked after us from the get go and will always look out for your best interests, and most importantly hunt for the best rates around. If you are looking for finance, do yourself a favour and bypass banks and approach the guys at Finance Circle Group - you won't regret it.

Alana Caputo

04:08 30 Dec 19

So amazing and easy to deal with! Nirosh has been a great help with my partner and I helping us to find the best loan and house suitable to us to get our first family home! Couldn’t recommend enough ! :)

Lisa Young

01:11 29 Nov 19

Nirosh Weerasinghe recently assisted in the refinancing of a loan on a commercial building.. His sound advice and friendly communication has resulted in a new loan at much more favourable rates. I would highly recommend the charming Nirosh. Thank you Dr.Elvis and Mark for the recommendation. Lisa

A N Arusha

11:10 21 Oct 19

I would highly recommend FCG. Nirosh was patient and extremely helpful at every step along the way to buying our property.

Celeste Giusti

10:30 21 Oct 19

My husband and I have been looked after by Nirosh at Finance Circle Group for the last few months and he has been incredible. He has gone above and beyond in not only accomodating our needs and at times that suit us (coming over at 7:30pm on a Sunday night to discuss our requirements), to answering endless questions and clarifying any information we needed. He ensured that we were getting the best options available and assistance from the best people in the business. He has secured our pre approval in record time and we know that we are able to call with any questions we have, he is so friendly and approachable - checking in with each auction we attend. I highly recommend Nirosh and the team ta Finance Circle Group for all your finance and home buying needs.

J Online

22:49 14 Oct 19

Fantastic guy!! Nirosh is highly professional and gracious. Thank you for your exceptional service.

Jenni Casey

11:24 07 Jun 19

My husband and I are so pleased to have utilized the services of Finance Circle Group. Nirosh was extremely professional and easy to talk to.

He went out of his way to make sure the refinancing of our home loan and securing an investment loan not only went smoothly, we also saved money in the process.

We will definitely use their services in the future. Highly recommend.

More reviews

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Understanding Lenders Mortgage Insurance

Owner-occupied vs investment property

Suburbs to invest in Melbourne 2020, possibly

FAQ – Home Loan and Investment Loans

7 Steps For Working Towards Improving Your Credit Score

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